Our New Home Incentives
Rates as low as 3.99% for FHA!
Offer includes 1st year rate at 3.99% with an adjustment after 5 years.
Discover your dream condo with Landmark by starting with a 3.99% interest rate! Through our partnership with loanDepot, qualified buyers can secure a 3.99% interest rate. Save thousands over the life of your loan and hundreds each month. Speak with our team now to not miss this limited-time opportunity!
Explore Move-In-Ready HomesRate is for qualified buyers *Terms/Restrictions Below:
Buy with $1,000 down!*
Home buying assistance through Landmark Homes and loanDepot is here. Own your new home with as little as $1,000 cash required to purchase!* Plus, receive up to $25,000* in down payment assistance and a below-market fixed interest rate with this first-of-its-kind program.
Learn more about home financing from our preferred lender!
Contact loanDepot* Loan Program: FHA 5/1 Adjustable Rate Mortgage (ARM) Initial Interest Rate: 3.99% Term: 30 years Loan Type:Government-Insured (FHA) Interest Rate Type: Adjustable Initial Fixed-Rate Period: 5 years Subsequent Adjustment Period: Annually (after year 5) Loan Points Charged: 1.5% (Points are prepaid interest. On a $300,000 loan, 1.5 points = $4,500 Initial Rate Period: The interest rate is fixed for the first 5 years. First Adjustment: After 60 months, the rate may adjust annually based on the index (typically 1-Year Treasury Rate) plus a margin. Rate Caps: Initial Adjustment Cap: 2.00% Subsequent Adjustment Cap: 2.00% annually Lifetime Cap: 5.00% above the initial rate (maximum rate: 8.99%) APR: 5.21% includes discount points, certain fees, and upfront and monthly mortgage insurance Your interest rate and monthly payment may increase significantly after the initial 5-year period. The APR disclosed above is based on the initial interest rate and loan terms. Future rate adjustments could result in a higher APR. FHA loans require mortgage insurance premiums (MIP), which are not included in the APR figure listed above. The disclosed monthly payment does not include property taxes, homeowner’s insurance, or FHA mortgage insurance premiums. Your actual payment obligation will be higher. * Interest rates are set by CHFA. FHA fixed rate first mortgage. Maximum first mortgage is set by FHA county loan limits. Silent Second Mortgage of 4% or $25,000 whichever is less of your first mortgage loan. No monthly payments or interest on second mortgage. Second Mortgage must be paid off in event of a refinance or turning the home into a rental. Maximum income limit of $162,960 based on borrowers on loan. 620 minimum credit score. Max Debt to Income (DTI) based on credit score. Primary Residence only. Rates cannot be locked until 45 days prior to your set closing date. Buyer education class is required for all borrowers on loan prior to final loan approval. Loan must be financed through loanDepot and subject to credit approval and market conditions. NMLS 174457. *The advertised loan is a Conventional 30-year Fixed Rate Loan with a 30-year fully amortizing term and a one-year rate buydown. The interest rate is 3.99% for the 1st 12 months and 4.99% for the remaining 348 months. The APR of 5.246% is based on borrower payment of 1.5 discount points. Interest rate quoted assumes a purchase with 30-day lock pricing at 90% loan-to-value (LTV), a minimum FICO score of 780 on a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, credit history, the location and type of property, and other factors as determined by the Lender. Not all applicants will qualify. Rates and terms are subject to change without notice. This offer cannot be combined with other promotions. Other restrictions may apply - please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice. Regulated by Colorado Department of Regulatory Agencies (DORA) License #100034420.